'Capitalism is suffering death by a...
Ruchir Sharma, author of What Went Wrong with Capitalism, explains how free enterprise in developed economies has been undermined by continual state interference
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The true nature of economic growth
“We’re gonna have growth like we’ve never seen before,” says Donald Trump. Growth! Growth! Growth! More jobs! More income! Abundance! Joy, from coast to coast! We know we’re on the road to joy when we see the GDP numbers. They’ll tell us when we are getting what we want – more of everything. The two parties agree about it. With…
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The investing fear: why future ISA...
For too long, people have been made to fear investing. It’s time to stop the fearmongering. We’ve all heard the warnings: ‘it’s too risky’, ‘you’ll lose your money’, ‘crypto is better’. And then there are people who just ask me ‘will it make me rich quick?’ The answer to the last question is no – sorry. As for the other…
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Investment costs: Fees and charges explained
Investing has never been easier. You can buy and sell shares and funds on your phone or tablet while you wait for the kettle to boil or in the back of a taxi on the way to meet friends. But investing isn’t free in most cases. As well as the amount you want to invest, there’s more to pay thanks…
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St James’s Place confirms new fees...
St James’s Place is finally bringing in a new pricing structure next month, which it says will be “simpler to understand”, with most clients benefiting from a lower total ongoing charge. The UK’s largest wealth manager has long been criticised for its “opaque”, “complex” and expensive fees. In October 2023, it said it planned to reduce its charges and make…
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Average earnings by region – how...
Your salary is determined by how much your employer is willing to pay you for your work, and this can be affected by a great many things. For example, the job and industry play a huge role, and average salary tends to be lower when you are younger as you are more inexperienced. However, where you work can also influence…
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Why you should gatecrash your child’s...
Ask a luxury travel agent where you should go for a bit of winter sun with your family without having to change aeroplanes and they’ll offer up a lovely sounding list. It will include Mauritius, Cape Town and the Turks and Caicos. The winner once you get into it will be Barbados. Gorgeous beaches, reliable sun, great food, lots of…
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16 year olds can vote in...
UK democracy is modernising – sweet sixteens and seventeen year olds will be given voting rights in England for the first time in the next general election. The change was promised in Labour’s manifesto, and aims to restore trust in politics through ‘Labour’s Plan for Change’. As part of the seismic changes, voters will also be able to use their…
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The new sectors driving America’s long-term...
Our investment process focuses on companies that are growing revenue, margins and earnings. When you find these three factors accelerating at the same time, there is a good chance you have a stock that’s going to perform well. We often find that companies with these characteristics are at the beginning of a new product cycle, and much of our stock…
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Infrastructure funds: cheap is not always...
The performance of the UK’s listed infrastructure funds continues to be dismal. The average dividend yield of the renewable energy sector is 8.9%, having spiked to an all-time high of 10.6% on 7 April, according to the Association of Investment Companies (AIC). The average yield of the infrastructure sector is 6.1%, having reached a record 6.8%. Weighted average discounts to…
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