A saver with just £7,000 in Premium Bonds has become a millionaire overnight in the August 2025 prize draw.
The jackpot winner is from Central Bedfordshire, and won with the Bond number 148YD123622 – which they bought in December 2008.
The second Premium Bonds millionaire this month is based outside of the UK, NS&I said.
Subscribe to MoneyWeek
Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE
Get 6 issues free
Sign up to Money Morning
Don’t miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
Don’t miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
They have £50,000 in Premium Bonds and they bought the winning bond, 205XQ030808, in May 2013. Both jackpot will have had a visit from NS&I’s Agent Million.
Millions of savers will want to check if they’ve won a Premium Bonds prize as there were more than six million payouts up for grabs this month, worth more than £396 million.
This includes 75 prizes worth £100,000.
While savers with more Premium Bonds have a greater chance of winning, those with a small number can still win – as one high value prize winner proved this month. A saver who has just £750 in Premium Bonds, in West Scotland, has scooped £100,000.
NS&I’s retail director, Andrew Westhead, said: “Our Central Bedfordshire winner shows that you don’t need to have the full amount invested to win big, as every £1 Bond has an equal chance of winning the £1 million jackpot.
“And remember, if you’re moving abroad and want to keep your Premium Bonds, you still need to have a UK bank account.”
How many prizes were there in the August 2025 Premium Bonds prize draw?
A new, lower Premium Bonds prize fund rate took effect from this month’s draw, reducing from 3.8% to 3.6%. It meant the total value of prizes was cut this month.
There is no guaranteed interest with Premium Bonds. The odds of winning a prize stand at 22,000 to one per £1 holding.
This month, there were a total of 6,005,404 prizes worth £396,356,500.
The total number of eligible Bond numbers in the draw was 132,118,833,579.
Swipe to scroll horizontally
Value of prize
Number of prizes
£1,000,000
2
£100,000
75
£50,000
151
£25,000
301
£10,000
753
£5,000
1,506
£1,000
15,854
£500
47,562
£100
1,686,065
£50
1,686,065
£25
2,567,070
Total value of prizes
Total number of prizes
£396,356,500
6,005,404
The prize checker will be updated on 2 August 2025.
NS&I will notify Premium Bonds savers when they win a prize, but they might not always get the message – such as if they’ve moved or changed contact details and not updated NS&I.
There are currently 2,615,187 unclaimed Premium Bonds prizes worth £105,022,575.
We look at how safe NS&I is, as well as alternatives to Premium Bonds, in separate articles.
